Eunice Tan

Eunice Tan

Wong & Leow LLC


Eunice is a principal in the Financial Services Regulatory practice group of Baker McKenzie's Singapore office and a member of the Firm's Global Financial Services Regulatory Steering Committee. Eunice has extensive experience in regulatory, legal and compliance matters in the financial services and fintech sectors. Her clients include banks, investment managers, broker-dealers, payments companies and other financial institutions.

Eunice is consistently recognised as the Next Generation Partner for Financial Services Regulatory in Legal 500 Asia Pacific. Clients have described her as: “an exceptional lawyer with deep knowledge of financial services; "commercial and solutions-oriented and has an excellent relationship with the regulator which is of benefit to her clients"; "singled out for being smart and having the ability to navigate the Singapore regulatory landscape"; "is responsive, pleasant and willing to explore different parameters" and "is outstanding in that she always carefully and clearly explains the situation and background of the issue so that we can fully understand it, she always has a quick response and she has a deep understanding of the financial industry and our company."

Eunice is a frequent speaker at legal and financial industry seminars and forums. She also regularly assists clients in coordinating industry responses and participate in consultation with the Monetary Authority of Singapore on policy and legislative changes.

Practice Focus

Eunice regularly advises banks, investment managers, broker-dealers, payment companies, market operators, fintech companies and other financial institutions on a wide range of legal, regulatory and compliance matters, including: (i) setting up, structuring and securing of licenses and exemptions; (ii) offering of financial services and products; (iii) licensing and regulatory issues for cross border activities; (iv) conduct of business rules; (v) compliance manuals, AML/KYC policies and procedures and outsourcing policies; (vi) impact of regulatory changes on client's operations; (vii) funds registrations and approvals; and (viii) regulatory and internal investigations.

She also assists financial institutions on mergers & acquisitions, joint ventures and restructuring, with a focus on transaction structuring, regulatory issues and approvals.

Representative Legal Matters

  • Advised Euronext FX on the setting up of its foreign exchange trading platform in Singapore, including securing a recognised market operator status from the Monetary Authority of Singapore.
  • Advised Julius Baer Group on its joint venture with Siam Commercial Bank for the set up and operation of private wealth management businesses in Singapore and Thailand.
  • Advised LGT Group Foundation on its acquisition of ABN Amro's private banking business in Asia and Middle East worth USD 20 billion in assets under management. The transaction involved an unprecedented cross-jurisdictional banking business transfer from Dubai to Singapore.
  • Advised a multinational bank on the roll out of its blockchain-based payments solution to the bank's corporate customers, including advising on regulatory issues and preparing terms and conditions for the service offering.
  • Assisted numerous fund managers, ranging from private equity to venture capital and hedge fund managers to set up and secure capital markets services licence for fund management in Singapore and cross-border licensing exemptions.
  • Assisted several securities brokers to set up and secure capital markets services licence for dealing in capital markets products, custodial services and product financing, exemptions to conduct financial advisory services, and cross-border licensing exemptions.
  • Advised several payments service providers on licensing and regulatory requirements under the Payment Services Act, including securing payments institutions licences.
  • Advised bank members of the Association of Global Custodian on client's money and asset rules in Singapore and recoverability of client's money and assets from custodians in Singapore in the event of insolvency.
  • Advised several multinational banks and fund managers on regulatory and licensing requirements arising from cross-border offering of products and services in the private banking, investment banking, trust and wealth management, commercial banking and fund management sectors. Acted as lead and coordinating counsel for multijurisdictional regulatory surveys and cross border business conduct policies for up to 20 jurisdictions.
  • Assisted various banks, wealth managers and other financial institutions with the preparation of their business terms and conditions and customer agreements, compliance manuals, anti-money laundering and know-your-customer policies and procedures, client onboarding forms, outsourcing policies and service agreements.

Professional Associations and Memberships

  • Barrister-at-Law (Lincoln’s Inn, England) - Member 
  • Law Society of Singapore - Member 
  • Singapore Academy of Law - Member


  • Singapore (2007)
  • England & Wales~United Kingdom (2005)


  • King's College London (2004)


  • English
  • Mandarin
  • Speaker, "Accredited Investors Opt In / Opt Out Regime : Navigating the Mechanics," seminar organised by the Investment Management Association of Singapore, November 2018

  • Panel speaker, "The Pivotal Role of AI/Machine Learning in Advancing FinTech" at the Bangkok Techsauce Global Summit, July 2017

  • Speaker, "Cross Border Marketing- Investment Management" and "Regulatory Reforms and Developments in the Region," April 2016, seminar organised by the Investment Management Association of Singapore